Episodes
If you have a specific subject on your mind, you can use our complete episode index, organized by topic, to find the conversation you're looking for.
$6M Retirement Case Study: IRA Drawdown vs Deferring Pension & Social Security to 70
Episode 41 of Retirement Tax Matters reviews a screen-share case study of a married couple at age 63 navigating a $6 million portfolio. This scenario highlights the critical planning decision between taking a combined $85,000 pension and Social Security stream immediately or deferring those guaranteed streams until age 70.
How to Handle Your 1099-R Code 7 to Ensure Your QCD Stays 100% Tax-Free
Episode 23 of Retirement Tax Matters tackles a critical reporting gap that can cause high-net-worth retirees over age 70½ to be taxed on their charitable giving that was supposed to be tax-free. While the IRS recently introduced Code Y for Box 7 of Form 1099-R to explicitly identify Qualified Charitable Distributions (QCDs), many major custodians are still using Code 7 (Normal Distribution) in 2026. T