Disclosures and Terms of Use
Please read these disclosures and terms of use carefully before using the RetirementTaxMatters.com website, listening to the Retirement Tax Matters podcast, or consuming any related materials (collectively, the "Content"). By accessing or using the Content, you acknowledge that you have read, understood, and agree to be bound by these terms.
1. Educational & Informational Purposes Only
The Content provided by Retirement Tax Matters is for informational and educational purposes only. It is not, and should not be construed as, personalized financial, investment, legal, or tax advice. The discussions and hypothetical examples are intended for a general audience and are not a substitute for professional advice tailored to your unique situation.
You should always consult with qualified professionals before making any decisions. Specifically, any tax-related information is not intended as tax advice and should be discussed with your Certified Public Accountant (CPA) or tax advisor.
2. Disclosure of Affiliations and Services
Retirement Tax Matters is a marketing name and media platform. It is not a registered business entity or a licensed advisory firm. The hosts of the Retirement Tax Matters podcast, Garrett Crawford, CFP® and Adam Reed, are associated with Providence Wealth Management, LLC.
All regulated financial and insurance services are offered and provided through the following affiliated entities:
Fee-based financial planning and investment advisory services are offered through Providence Wealth Management, LLC, an SEC Registered Investment Advisor.
Insurance products and services are offered through Providence Advisors Group, LLC.
Providence Wealth Management, LLC and Providence Advisors Group, LLC are affiliated companies. The individuals associated with these firms, including Paul W. Cochran, Garrett Crawford, CFP®, and Adam Reed, are investment advisor representatives and each hold a life and health insurance license.
3. No Professional-Client Relationship
Your use of the Content does not create a professional or client relationship between you and Retirement Tax Matters, Providence Wealth Management, LLC, or any of its representatives. A client relationship is established only after you have received our disclosure documents (Form ADV Part 2A & Part 3) and have entered into a formal, written advisory agreement with Providence Wealth Management, LLC.
4. SEC Registration
Registration as an Investment Advisor with the U.S. Securities and Exchange Commission (SEC) does not imply a certain level of skill or training. The information on this website is not a solicitation or offer to sell investment advisory services to any person in any jurisdiction where such an offer or solicitation would be unlawful.
5. No Guarantees
The Content may include discussions of past performance or investment strategies. Past performance is not indicative of future results. There is no guarantee that any of the strategies or concepts discussed will be successful or suitable for any particular investor. All investments involve risk, including the potential loss of principal.
6. No Government Endorsement
Neither Retirement Tax Matters, Providence Wealth Management, LLC, Providence Advisors Group, LLC, nor any of their representatives are affiliated with, endorsed by, or approved by the Social Security Administration or any other government agency.
7. Certified Financial Planner (CFP®) Designation
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the federally registered CFP® (with plaque design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
8. User Responsibility and Limitation of Liability
You are solely responsible for evaluating the merits and risks associated with the use of the Content. Any action you take upon the information is strictly at your own risk. Under no circumstances will Retirement Tax Matters, Providence Wealth Management, LLC, or their affiliates, owners, or employees be liable for any direct or indirect damages arising out of your use of, or reliance on, the Content.