Episodes

If you have a specific subject on your mind, you can use our complete episode index, organized by topic, to find the conversation you're looking for.

Working With A Financial Professional Garrett Crawford, CFP® Working With A Financial Professional Garrett Crawford, CFP®

Why April 16th is Opening Day of Tax Planning: Using Your 1040 as a Roadmap

Episode 30 of Retirement Tax Matters reframes the April 15th filing deadline as the Opening Day for a retiree’s 2026 tax planning strategy. For high-net-worth retirees and their families in the $2M–$8M range, Garrett Crawford, CFP® explains why the tax return is not a historical receipt but a roadmap that leads the upcoming year’s proactive planning .

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Tax-Efficient Income Strategies Garrett Crawford, CFP® Tax-Efficient Income Strategies Garrett Crawford, CFP®

Getting To Age 59 1/2 for High-Net-Worth Retirees: Why Brokerage Accounts Typically Win and Roth IRAs Often Deferred

Episode 28 evaluates why high-net-worth retirees in the $2M–$8M range typically favor brokerage accounts for early income while choosing to defer Roth IRAs. Discover the advantages of brokerage flexibility and the technical rules of penalty-free Roth withdrawals before age 59 1/2.

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Tax-Efficient Income Strategies Garrett Crawford, CFP® Tax-Efficient Income Strategies Garrett Crawford, CFP®

Getting To Age 59 1/2 for High-Net-Worth Retirees: Utilizing SEPP (72t)and The Rule of 55 for Pre-Tax Accounts

Episode 27 of Retirement Tax Matters analyzes technical strategies for high-net-worth retirees to access pre-tax retirement funds before age 59 1/2 without incurring the 10% IRS penalty. Learn how to navigate the rigidity of SEPP (72t) and the Rule of 55.

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Roth IRA & Conversions Garrett Crawford, CFP® Roth IRA & Conversions Garrett Crawford, CFP®

How to Determine the Best Way to Pay Federal Taxes on Large Roth Conversions

Episode 22 focuses on the logistics of executing large Roth conversions for high-net-worth retirees, specifically how to manage your Roth conversion taxes without slowing your tax-free growth. Learn why high-net-worth retirees should use outside funds to keep their Roth growing with a bigger tax-free growth engine.

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