Episodes

If you have a specific subject on your mind, you can use our complete episode index, organized by topic, to find the conversation you're looking for.

Tax-Efficient Income Strategies Garrett Crawford, CFP® Tax-Efficient Income Strategies Garrett Crawford, CFP®

Getting To Age 59 1/2 for High-Net-Worth Retirees: Why Brokerage Accounts Typically Win and Roth IRAs Often Deferred

Episode 28 evaluates why high-net-worth retirees in the $2M–$8M range typically favor brokerage accounts for early income while choosing to defer Roth IRAs. Discover the advantages of brokerage flexibility and the technical rules of penalty-free Roth withdrawals before age 59 1/2.

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Tax-Efficient Income Strategies Garrett Crawford, CFP® Tax-Efficient Income Strategies Garrett Crawford, CFP®

Getting To Age 59 1/2 for High-Net-Worth Retirees: Utilizing SEPP (72t)and The Rule of 55 for Pre-Tax Accounts

Episode 27 of Retirement Tax Matters analyzes technical strategies for high-net-worth retirees to access pre-tax retirement funds before age 59 1/2 without incurring the 10% IRS penalty. Learn how to navigate the rigidity of SEPP (72t) and the Rule of 55.

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Social Security Optimization Garrett Crawford, CFP® Social Security Optimization Garrett Crawford, CFP®

Early Retirement & Social Security: Is Your Statement Estimate Accurate?

Many HNW retirees planning to stop work before age 60 can unexpectedly rely on Social Security statements that have misleading benefit amounts. This episode reveals why your benefit statement may estimate incorrectly by assuming continued earnings and how to use the online estimator tools to confirm your real future benefit before hitting submitting your retirement papers.

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